Legal

Terms of Use

Effective date: January 15, 2025

1. Agreement

By using Caldrix Wealth Studio, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use the service.

2. Eligibility

You must be legally able to enter an agreement in your jurisdiction. The website is intended for adults seeking general personal wealth management education.

3. Educational scope

Our courses provide general information and exercises. They are not financial, investment, tax, legal, accounting, or individualized professional advice. No result, return, saving, or decision is promised. You remain responsible for evaluating information and seeking qualified advice.

4. Catalog and enrollment

Course descriptions and prices are presented for planning and may be corrected or updated. The demonstration cart does not process payment or create a binding enrollment. Any future purchase terms will be shown before payment.

5. Acceptable use

You may not misuse the website, interfere with its operation, attempt unauthorized access, copy restricted materials for commercial redistribution, or submit unlawful, harmful, or deceptive content.

6. Intellectual property

Caldrix Wealth Studio owns or licenses the website design, text, course frameworks, and associated materials. We grant you a limited, personal, non-transferable right to use authorized materials for learning.

7. Availability and liability

The service is provided on an as-available basis. To the extent permitted by law, Caldrix Wealth Studio is not responsible for indirect losses arising from reliance on general educational content or interruptions to the website.

8. Changes and termination

We may revise these terms, courses, or features. Continued use after a revised effective date indicates acceptance. We may suspend access where necessary to protect the service or comply with law.

9. Contact

Questions about these terms belong at [email protected] or +1 (415) 555-0186.